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Watercraft Insurance


WATERCRAFT POLICIES INSURE YOU AGAINST MOST RISKS OF OWNING AND OPERATING YOUR BOAT, ITS MOTOR AND ITS TRAILER.

Boating is a way of life. Whatever you do on your boat—waterski, fish, cruise, or just bob around and bask in the sun – the time you spend on the water with your family and friends provides memories to last a lifetime.

These risks may include:

  • Sinking
  • Fire
  • Storms
  • Theft
  • Capsizing
  • Stranding
  • Collision
  • Explosion

The property covered includes equipment permanently attached to the boat as well as:

  • Anchors
  • Oars
  • Electric trolling motors
  • Extra fuel tanks
  • Tools
  • Detachable canopies
  • Seat cushions
  • Life preservers
  • Skis and their tow ropes
  • Dinghies.

It can also protect you against liability lawsuits, should you injure someone with your boat or damage their property.

To learn more about watercraft insurance, contact one of our insurance specialists today.